Stoop & Kin

Cumberland County, Kentucky

What farmland and houses are worth here, from the public figures, and where to look next.

Farmland and its buildings in Cumberland County averaged $2,793 an acre in the 2022 Census of Agriculture: the 13th cheapest of the 120 counties in Kentucky, 43% below the Kentucky average in the same census ($4,929).

In the 2017 census it was $2,053 an acre, so the average has risen 36% in five years.

Cumberland County in figures
Farmland and buildings, an acre, 2022 $2,793
The same, 2017 $2,053 +36%
Farms counted, 2022 409 (395 in 2017)
Average farm 227 acres
Share of the county that is farmland 47.5%
Median value of an owner-occupied home $141,100 ± $43,300

The farm figure is land and buildings together, averaged over every farm in the county, from the largest ranch to the smallest holding. It is for comparing one county with another, not a price for any parcel: a few acres with road frontage usually costs more an acre than the average, not less. The home value comes from a survey that reaches few homes here, so its margin of error is wide.

Source: USDA, 2022 Census of Agriculture, Kentucky county data, Table 8; Census Bureau, ACS 2020–2024, table B25077

Living here: tax, internet and hazards

Homeowners in Cumberland County paid a median $760 a year in property tax, about 0.5% of the median home value. What a particular parcel pays depends on its exemptions and on whether it is taxed as farmland: see how Kentucky taxes farmland, and ask the county assessor what the parcel paid last year.

58.8% of the 2,630 households here pay for cable, fiber or DSL internet. That is what people subscribe to, not what reaches a given road: the FCC's broadband map shows what is offered at an address, and it is worth checking before you count on working from home.

FEMA National Risk Index ratings for Cumberland County
HazardFEMA risk rating
Inland flooding Relatively Low
Coastal flooding Does not occur here
Wildfire Very Low
Tornado Relatively Low
Hail Relatively Low
Drought Very Low
Hurricane Very Low

FEMA rates none of these as a relatively high risk here. Its ratings compare counties across the country and weigh how much property there is to lose, so a thinly settled county can rate low even where the hazard itself is common. For a particular parcel, look it up on FEMA's flood maps before you buy.

Source: Census Bureau, ACS 2020–2024, table B25103; Census Bureau, ACS 2020–2024, table B28002; FEMA, National Risk Index, December 2025

For sale now

In September 2026, 75 homes were listed for sale in Cumberland County on Realtor.com, at a median asking price of $265,000. The Census median above, $141,100, counts every owner-occupied home and not only those for sale, and it averages 2020 to 2024.

Homes for sale in Cumberland County, September 2026
Homes listed for sale75
New listings in the month18
Median asking price$265,000
Median asking price a square foot$156
Median days on the market83

Houses listed on one website, at the price asked: not land, and not what anything sold for.

Source: Realtor.com, Residential listings data, monthly inventory by county, September 2026

Next door

The counties that share a border with Cumberland County, cheapest farmland first.

Neighbouring counties
countyFarmland an acre Median home
Metcalfe County $3,990 $110,200
Adair County $4,023 $150,800
Monroe County $4,027 $115,900
Clinton County $4,298 $122,200
Russell County $4,342 $163,200

Buying land here: the Kentucky rules

Unpaid tax bills are sold as certificates at 12 percent, and a farm nobody farms keeps its farm tax only until it is sold.

Each links to the Kentucky guide, where every fact cites the statute or agency page it came from.

The county research checklist

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